Benefits

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Welcome to Preferred Healthcare . . .

Where Medical Professionals Go to

Experience the "Preferred Difference"

(1) California Choice HMO or PPO

Choice of 3 HMO Plans (5, 10 or 20)

	No deductible
	Copay corresponds to plan number for office visits and generic formulary prescriptions.
	Hospital Services Coverage:

100% with Plan 5

$300 per admission for Plan 10

$500.00 per day with Plan 25

	Unlimited lifetime maximum benefit.
	Must go through Primary Care Physician
	No pre-existing conditions limitations
	Your choice of 4+ different HMO providers

Choice of 4 PPO Plans

Deductibles vary with plans:

$250 ded. With Plan 250

$500 ded. With Plan 500

$1000 ded. With Plan 1000

$2400 ded. / $4800 fam. With Plan 2400

	General office visits have co-pays in all but the 2400 PPO plan, however, they are not applied to deductible.
	Formulary prescription copays are $10for generic drugs in all PPO Plans except the 2400 plan. The 2400 plan generally covers 80% of the generic drug.
	PPO Plans are with Blue Shield of California

Out of network benefits available.

(2) Kaiser

Traditional Plan 15

	No Deductible
	$15 copay for office visits
	Formulary prescription copays $10/$20
	Hospital Inpatient Services – no charge
	$50 Emergency Room copay
	Unlimited lifetime maximum benefits
	Must use a Kaiser doctors and Hospitals

(See plan summary for complete details)

Eligibility Requirements: All employees working an average of 20 hours a week after 60 days of service.

Eligibility Date: 1st day of the month after meeting above requirements.

Employer Paid Portion:

Part-Time Employees (avg. 20-29.99 hrs/week)

$75.00 / month

Full-Time Employees (avg. 30+ hrs/week)

$150 / month

Medical Premiums:

You will receive a personalized quote upon meeting eligibility requirements

Contact Human Resources for family rate information

Dental Insurance

(1) SmileSaver Plan 3000

Must use networked dentist

Plan coverages:

Annual Max. Unlimited

Annual Ded. None

Preventative No Charge

Basic Copays very with service

Major Copays very with service

Ortho $1,600/child & $1,950/adult

(2) Security Dental Plan 4000 (PPO)

In-Network Out of Network

Annual Max. $1,000 $1,000

Annual Ded. $50* $50

Preventative 100% 80%

Basic 80% 80% - 50%

Major 50% 50%

* Waived for preventative services

Waiting period for major services is 12 months

Plan Administrator: California Choice

Eligibility: See medical coverage

Eligibility Date: See medical coverage.

Employee Contribution:

** Personalized quotes will be sent to you upon meeting eligibility requirements.

Vision One Eye Care Program

	Save up to 65% on eye care needs.
	2500 locations nationwide.
	No claims to file.
	Discounts given upon presentation of ValuePlus ID card.

Must use Vision One network.

Plan Administrator: California Choice

Eligibility: See medical coverage.

Effective Date: See medical.

Employer Paid: ONLY included with California Choice medical coverages. FREE

401 K Plan

	Plan allows pre-tax deductions up to 20% of salary for investment in 401(k) Plan.
	Preferred Healthcare matches 50% of the employees' first 2.5% of contribution.
	66 investment options. (6 Fund Families)
	6 year vesting schedule for employer match.
	Enrollment allowed quarterly (calendar yr.).
	Deferral % change allowed each payroll
	Rollover contributions accepted prior to eligibility date.
	401k plan has loan provisions

Plan Administrator: CBS/Vanguard/Circle1

Eligibility Requirement: All employees 21 years of age or older.

Effective Date: 1st day of a quarter after completion of 6 months of service.

Direct Deposit

Our system allows deposits in up to 4 different bank accounts. Auto-deposit kicks in the second payroll after entry. Auto-deposits are generally posted the Thursday prior to payday...allowing you access to your pay first thing Friday morning.

Additional Benefits

	Workers Compensation
	State Regulated Disability Benefits
	Weekend/Holiday Differential Pay
	Professional Dues Reimbursement - up to 50%
	Continuing Education Reimbursement - (request details if interested)
	Professional and General Liability Insurance

This is only a summary of benefits. Benefits states are subject to change. Please see plan summaries for complete details.

Apply Now!

Preferred Healthcare Registry, Inc.

P.O. Box 17860

San Diego, CA 92177

Voice: (800) 787-6787 Fax: (800) 787-6762

Email: staffing@PreferredRegistry.com